RM: Regional Management Corp. - Summary | Jitta

Regional Management Corp.

NYSE:RM

Price
$28.03
Loss Chance
43.7%
5.80JITTA SCORE
29.77%Below Jitta Line
Jitta Ranking
193 / 1,066
345 / 4,779
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (70)
Recent Business Performance (45)
Financial Strength (50)
Return to Shareholders (70)
Competitive Advantage (100)
Jitta Signs
Revenue and EarningConsistent Growth in the past 3 years
Operating MarginConsistent
CapExVery Low
Key Stats
Jitta Score
Jitta Line
5.80
29.77%
3.59
0.18%
Consumer Finance
7.45
11.32%
6.53
30.77%
4.78
86.17%
COMPANY DESCRIPTION
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other traditional lenders. The company offers small and large installment loans; loans to finance the purchase of furniture, appliances, and other retail products; insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. Its loan products are secured and structured on a fixed rate and fixed term basis with fully amortizing equal monthly installment payments repayable at any time without penalty. The company’s loans are sourced through branches, direct mail campaigns, retailers, and digital partners, as well as its consumer Website. As of December 31, 2018, it operated through a network of 359 branches located in Alabama, Georgia, Missouri, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and Wisconsin. The company was founded in 1987 and is headquartered in Greer, South Carolina.