CPSS: Consumer Portfolio Services, Inc. - Summary | Jitta

Consumer Portfolio Services, Inc.

NASDAQ:CPSS

Price
$4.95
Loss Chance
42.8%
5.04JITTA SCORE
27.95%Under Jitta Line
Jitta Ranking
197 / 741
365 / 4,597
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (67)
Recent Business Performance (69)
Financial Strength (18)
Return to Shareholders (26)
Competitive Advantage (57)
Jitta Signs
Recent Business PerformanceEarning Growth Last Year
CapExVery Low
Loan YieldHigh
Revenue and EarningEarning decline from 2015-2020
Operating MarginInconsistent
SG&A to SalesIncreasing Every Year
Key Stats
Jitta Score
Jitta Line
5.04
27.95%
5.49
939.75%
Consumer Finance
7.27
56.51%
5.94
78.92%
6.30
48.08%
COMPANY DESCRIPTION
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who might not be able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was founded in 1991 and is based in Las Vegas, Nevada.