CPSS: Consumer Portfolio Services, Inc. - Summary | Jitta

Consumer Portfolio Services, Inc.

NASDAQ:CPSS

Price
$9.14
Loss Chance
43.5%
5.63JITTA SCORE
82.18%Under Jitta Line
Jitta Ranking
593 / 752
2,748 / 5,003
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (55)
Recent Business Performance (20)
Financial Strength (34)
Return to Shareholders (50)
Competitive Advantage (63)
Jitta Signs
Revenue and EarningConsistent High Growth in the past 3 years
Share RepurchaseEvery Year
CapExVery Low
Loan YieldHigh
Operating MarginInconsistent
Recent Business PerformanceEarning decline 59.32% in the last quarter (yoy)
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
5.63
82.18%
4.87
57.75%
Consumer Finance
5.78
12.33%
4.23
71.82%
4.61
38.13%
COMPANY DESCRIPTION
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is headquartered in Irvine, California.