SBSI: Southside Bancshares, Inc. - Summary | Jitta

Southside Bancshares, Inc.

NYSE:SBSI

Price
$32.60
Loss Chance
47.5%
5.15JITTA SCORE
110.52%Over Jitta Line
Jitta Ranking
297 / 322
537 / 701
2,361 / 4,228
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (28)
Recent Business Performance (41)
Financial Strength (86)
Return to Shareholders (65)
Competitive Advantage (39)
Jitta Signs
Dividend PayoutIncreasing Every Year
Share RepurchaseEvery Year
CapExVery Low
Total DepositConsistent
Loan to DepositBalanced
Net Interest MarginHigh Efficiency
Revenue and EarningRevenue decline from 2022-2025
Operating MarginDeclined
Recent Business PerformanceEarning decline 18.62% in the last year
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
5.15
110.52%
6.39
296.03%
5.47
185.74%
Regional Banks
8.13
44.08%
7.19
30.19%
7.41
26.27%
COMPANY DESCRIPTION
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.