FMAO: Farmers & Merchants Bancorp, Inc. - Summary | Jitta

Farmers & Merchants Bancorp, Inc.

NASDAQ:FMAO

Price
$28.36
Loss Chance
41.6%
7.38JITTA SCORE
27.47%Under Jitta Line
Jitta Ranking
10 / 320
16 / 701
25 / 4,222
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (67)
Recent Business Performance (86)
Financial Strength (92)
Return to Shareholders (58)
Competitive Advantage (67)
Jitta Signs
Recent Business PerformanceEarning Growth Last Year
Dividend PayoutIncreasing Every Year
Total DepositConsistent
Loan to DepositHigh Efficiency
Net Interest MarginEfficiency
Revenue and EarningEarning decline from 2022-2025
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
7.38
27.47%
6.38
100.00%
5.48
81.57%
Regional Banks
8.11
43.21%
7.32
38.34%
7.47
41.29%
COMPANY DESCRIPTION
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.