ALLY: Ally Financial Inc. - Summary | Jitta

Ally Financial Inc.

NYSE:ALLY

Price
$51.06
Loss Chance
40.9%
7.27JITTA SCORE
56.51%Under Jitta Line
Jitta Ranking
88 / 741
130 / 4,597
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (61)
Recent Business Performance (98)
Financial Strength (76)
Return to Shareholders (68)
Competitive Advantage (64)
Jitta Signs
Revenue and EarningConsistent
Dividend PayoutIncreasing Every Year
Share RepurchaseEvery Year
Total DepositConsistent Growth
Loan to DepositHigh Efficiency
Operating MarginDeclined
Recent Business PerformanceEarning decline 30.00% in the last year
CapExVery High
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
7.27
56.51%
5.49
939.75%
Consumer Finance
5.04
27.95%
5.94
78.92%
6.30
48.08%
COMPANY DESCRIPTION
Ally Financial Inc., a bank holding company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers’ vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was incorporated in 1919 and is based in Detroit, Michigan.