BFH: Bread Financial Holdings, Inc. - Summary | Jitta

Bread Financial Holdings, Inc.

NYSE:BFH

Price
$34.24
Loss Chance
45.0%
3.90JITTA SCORE
59.76%Under Jitta Line
Jitta Ranking
138 / 752
302 / 5,069
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (41)
Recent Business Performance (36)
Financial Strength (30)
Return to Shareholders (64)
Competitive Advantage (55)
Jitta Signs
Dividend PayoutEvery year
Revenue and EarningRevenue decline from 2019-2022
Operating MarginDeclined
Recent Business PerformanceEarning decline 69.01% in the last year
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
3.90
59.76%
4.88
126.19%
Consumer Finance
5.77
12.01%
5.53
45.93%
4.22
68.76%
COMPANY DESCRIPTION
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.