UNB: Union Bankshares, Inc. - Summary | Jitta

Union Bankshares, Inc.

NASDAQ:UNB

Price
$25.00
Loss Chance
47.5%
5.72JITTA SCORE
49.32%Over Jitta Line
Jitta Ranking
278 / 322
486 / 701
1,913 / 4,228
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (55)
Recent Business Performance (89)
Financial Strength (75)
Return to Shareholders (64)
Competitive Advantage (57)
Jitta Signs
Recent Business PerformanceEarning Growth Last Year
Return on EquityConsistently High
Dividend PayoutIncreasing Every Year
CapExVery Low
Total DepositConsistent
Loan to DepositEfficiency
Net Interest MarginEfficiency
Revenue and EarningEarning decline from 2022-2025
Debt LevelVery High Liabilities
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
5.72
49.32%
6.39
296.03%
5.47
185.74%
Regional Banks
8.13
44.08%
7.19
30.19%
7.41
26.27%
COMPANY DESCRIPTION
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit. In addition, the company offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, positive pay and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application and consumer deposit account opening services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM cards and services; debit cards; telephone, internet, and mobile banking services, including bill pay; and wealth management, fiduciary, and trust services. It offers retail banking services to individuals; and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. The company was founded in 1891 and is headquartered in Morrisville, Vermont.