XYF: X Financial - Summary | Jitta

X Financial

NYSE:XYF

Price
$4.81
Loss Chance
41.9%
6.87JITTA SCORE
98.57%Under Jitta Line
Jitta Ranking
559 / 701
2,542 / 4,225
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (78)
Recent Business Performance (96)
Financial Strength (78)
Return to Shareholders (61)
Competitive Advantage (75)
Jitta Signs
Debt LevelLow Liabilities
Share RepurchaseEvery Year
SG&A to SalesDecreasing Every Year
Cash Conversion CycleLess than 30 days
Revenue and EarningEarning loss detected in 2020
Recent Business PerformanceEarning decline 27.92% in the last quarter (yoy)
Key Stats
Jitta Score
Jitta Line
6.87
98.57%
5.47
176.54%
Consumer Finance
6.53
53.05%
6.28
35.40%
3.99
61.61%
COMPANY DESCRIPTION
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.