QFIN: Qfin Holdings, Inc. - Summary | Jitta

Qfin Holdings, Inc.

NASDAQ:QFIN

Price
$11.65
Loss Chance
41.8%
6.93JITTA SCORE
89.36%Under Jitta Line
Jitta Ranking
563 / 700
2,521 / 4,218
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (44)
Recent Business Performance (53)
Financial Strength (93)
Return to Shareholders (89)
Competitive Advantage (64)
Jitta Signs
Revenue and EarningConsistent Growth in the past 5 years
Return on EquityConsistently High
CapExVery Low
Cash Conversion CycleLess than 30 days
Recent Business PerformanceEarning decline 32.39% in the last quarter (yoy)
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
6.93
89.36%
5.49
88.74%
Consumer Finance
6.53
52.36%
5.72
16.61%
3.86
31.46%
COMPANY DESCRIPTION
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People’s Republic of China.