LX: LexinFintech Holdings Ltd. - Summary | Jitta

LexinFintech Holdings Ltd.

NASDAQ:LX

Price
$2.16
Loss Chance
46.1%
3.99JITTA SCORE
69.06%Under Jitta Line
Jitta Ranking
587 / 702
2,673 / 4,224
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (45)
Recent Business Performance (67)
Financial Strength (73)
Return to Shareholders (45)
Competitive Advantage (51)
Jitta Signs
CapExVery Low
Interest Coverage RatioVery Good
SG&A to SalesDecreasing
Cash Conversion CycleLess than 30 days
Revenue and EarningEarning decline from 2021-2024
Operating MarginInconsistent
Recent Business PerformanceEarning decline 37.65% in the last quarter (yoy)
Key Stats
Jitta Score
Jitta Line
3.99
69.06%
5.47
201.95%
Consumer Finance
6.53
51.43%
6.28
34.78%
3.99
63.05%
COMPANY DESCRIPTION
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.