TCB: Vietnam Technological and Commercial Joint Stock Bank - Summary | Jitta

Vietnam Technological and Commercial Joint Stock Bank

VNM:TCB

Price
₫33,850.00
Loss Chance
41.2%
7.50JITTA SCORE
38.34%Under Jitta Line
Jitta Ranking
3 / 22
3 / 622
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (73)
Recent Business Performance (96)
Financial Strength (96)
Return to Shareholders (58)
Competitive Advantage (86)
Jitta Signs
Revenue and EarningConsistent Growth in the past 5 years
Operating MarginConsistent
Return on EquityConsistently High
CapExVery Low
SG&A to SalesDecreasing
Total DepositConsistent Growth
Net Interest MarginHigh Efficiency
Loan to DepositVery Aggressive
Key Stats
Jitta Score
Jitta Line
7.50
38.34%
6.34
408.19%
4.79
171.85%
Diversified Banks
6.62
22.22%
7.47
8.76%
7.83
56.02%
COMPANY DESCRIPTION
Vietnam Technological and Commercial Joint Stock Bank provides personal and corporate banking products and services in Vietnam and internationally. The company offers personal banking products and services, such as current accounts, foreign currency accounts, escrow account, and overdraft accounts; flexible and term deposits; certificates of deposit; car, home, and consumer loans; credit and debit cards; overseas money transfer and CDM services; and home, car, and health insurance, as well as group health insurance for business. It also provides corporate banking products and services comprising capital, trading custodial, and real estate custodial accounts; payment, collection, liquidity, deposit, and account management services; letter of credit; solution packages; working capital loans, medium and long-term loans, and supply chain financing; import, export, and domestic trade finance services; and digital banking services. In addition, the company offers foreign exchange services, including spot and forward trade, and foreign exchange swaps; corporate management services; bank guarantee; corporate bonds services; and interest rate derivatives, foreign exchange derivatives, and structured products, as well as ATM services. Further, it provides online and mobile banking services. The company operates through representative offices and transaction offices for individual, small enterprises, and large corporate customers, as well as investors. Vietnam Technological and Commercial Joint Stock Bank was incorporated in 1993 and is headquartered in Hanoi, Vietnam.