STB: Saigon Thuong Tin Commercial Joint Stock Bank - Summary | Jitta

Saigon Thuong Tin Commercial Joint Stock Bank

VNM:STB

Price
₫67,500.00
Loss Chance
44.8%
5.37JITTA SCORE
36.43%Over Jitta Line
Jitta Ranking
19 / 22
54 / 66
410 / 629
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (40)
Recent Business Performance (42)
Financial Strength (88)
Return to Shareholders (38)
Competitive Advantage (56)
Jitta Signs
Revenue and EarningConsistent
CapExVery Low
SG&A to SalesDecreasing
Total DepositConsistent Growth
Loan to DepositEfficiency
Net Interest MarginEfficiency
Operating MarginDeclined
Debt LevelHigh Liabilities
Recent Business PerformanceEarning decline 179.21% in the last quarter (yoy)
Key Stats
Jitta Score
Jitta Line
5.37
36.43%
6.34
341.26%
4.78
149.62%
Diversified Banks
7.00
25.82%
7.47
10.78%
7.53
51.44%
COMPANY DESCRIPTION
Saigon Thuong Tin Commercial Joint Stock Bank provides banking products and services to individual and corporate clients. The company offers current, combo multi-benefit, social security combo, combo hi-tek, and savings account; credit, integrated, co-branded, debit, and prepaid cards; and general term and automatic deposits. It also provides business, vehicle, international education, home, and consumer loans; life, property, health, credit, and online insurance products; credit products, including overdraft, long term loan, small and medium sized enterprises installment lending, business auto loan, and fast loans SMEs; and bank guarantee, guarantee of import and export taxes, and domestic L/C. In addition, the company offers services comprising forex exchange, money transfer, remittance, and other services; card services; digital banking; trade finance, import and export services, and lookup tool; cash flow management; supply chain financing; and exchange rate and commodity future prices services. Further, it is involved in discount of commercial papers, bonds, and other valuable papers; providing settlement services; operating in monetary market; banking and financial consultancy; trading in government and corporate bonds; gold trading; asset preservation; cabin and safer renting; entrustment and trusteeship services; and brokerage and other banking services. The company was founded in 1991 and is headquartered in Ho Chi Minh City, Vietnam.