LOB: Live Oak Bancshares, Inc. - Summary | Jitta

Live Oak Bancshares, Inc.

NYSE:LOB

Price
$29.47
Loss Chance
43.5%
5.29JITTA SCORE
41.09%Under Jitta Line
Jitta Ranking
325 / 359
621 / 752
2,817 / 5,069
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (35)
Recent Business Performance (31)
Financial Strength (90)
Return to Shareholders (50)
Competitive Advantage (59)
Jitta Signs
Revenue and EarningConsistent High Growth in the past 3 years
Dividend PayoutEvery year
Total DepositConsistent Growth
Loan to DepositBalanced
Net Interest MarginEfficiency
Operating MarginDeclined
Recent Business PerformanceEarning decline 76.90% in the last quarter (yoy)
Key Stats
Jitta Score
Jitta Line
5.29
41.09%
5.84
10.77%
4.88
126.19%
Regional Banks
7.06
62.57%
7.07
64.53%
7.56
55.46%
COMPANY DESCRIPTION
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. It operates in two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, certificate of deposits, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, it provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. The company was incorporated in 2008 and is headquartered in Wilmington, North Carolina.