UMPQ: Umpqua Holdings Corporation - Summary | Jitta

Umpqua Holdings Corporation

NASDAQ:UMPQ

Price
$17.15
Loss Chance
47.1%
5.28JITTA SCORE
51.70%Over Jitta Line
Jitta Ranking
299 / 320
618 / 734
3,365 / 5,122
Grow your money with Jitta Ranking. See details.
HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (35)
Recent Business Performance (29)
Financial Strength (73)
Return to Shareholders (48)
Competitive Advantage (49)
Jitta Signs
Revenue and EarningConsistent
CapExVery Low
SG&A to SalesDecreasing
Total DepositConsistent Growth
Loan to DepositHigh Efficiency
Net Interest MarginHigh Efficiency
Recent Business PerformanceEarning decline 30.18% in the last quarter (yoy)
Key Stats
Jitta Score
Jitta Line
5.28
51.70%
6.28
101.87%
5.27
112.75%
Regional Banks
7.55
43.17%
6.84
60.01%
7.58
41.53%
COMPANY DESCRIPTION
Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking services. It operates in two segments: Core Banking and Mortgage Banking. The company offers deposit products, including non-interest bearing checking, interest bearing checking and savings, and money market accounts, as well as certificates of deposit. It also provides loans for corporate and commercial customers, such as accounts receivable and inventory financing, multi-family and equipment loans, commercial equipment leases, international trade finance, real estate construction loans, permanent financing, and small business administration program financing, as well as capital markets and treasury management products. In addition, the company offers loan products, such as commercial and industrial loans; residential real estate loans for the construction, purchase, and refinancing of residential owner-occupied and rental properties; and consumer loans comprising secured and unsecured personal loans, home equity and personal lines of credit, and motor vehicle loans. Further, it provides financial planning solutions; and online and mobile banking services. The company serves high net worth individuals and families, select non-profits, and professional services firms. As of December 31, 2021, it conducted commercial and retail banking activities at 234 locations, including 202 store locations in Oregon, Washington, California, Idaho, and Nevada; and operated 28 facilities for the purpose of administrative and other functions, such as back-office support, of which two are owned and 26 are leased. The company was founded in 1953 and is headquartered in Portland, Oregon.