SMBC: Southern Missouri Bancorp, Inc. - Summary | Jitta

Southern Missouri Bancorp, Inc.

NASDAQ:SMBC

Price
$26.24
Loss Chance
42.8%
7.21JITTA SCORE
27.64%Under Jitta Line
Jitta Ranking
182 / 729
583 / 4,264
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (52)
Recent Business Performance (42)
Financial Strength (94)
Return to Shareholders (80)
Competitive Advantage (73)
Jitta Signs
Revenue and EarningConsistent Growth in the past 3 years
Dividend PayoutIncreasing Every Year
Total DepositConsistent Growth
Net Interest MarginEfficiency
Recent Business PerformanceEarning decline 3.78% in the last year
SG&A to SalesIncreasing
Loan to DepositAggressive
Key Stats
Jitta Score
Jitta Line
7.21
27.64%
5.09
284.89%
Thrifts and Mortgage Finance
7.45
52.42%
6.76
50.55%
7.90
71.00%
COMPANY DESCRIPTION
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. It offers various deposit instruments, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. The company also provides loans for the acquisition or refinance of one-to four-family residences and multi-family residential properties; loans secured by commercial real estate, such as farmland, single- and multi-tenant retail properties, restaurants, hotels, land, nursing homes and other healthcare-related facilities, warehouses and distribution centers, convenience stores, automobile dealerships and other automotive-related services, and other businesses; construction loans; and various secured consumer loans comprising home equity, direct and indirect automobile loans, second mortgages, mobile home loans, and loans secured by deposits. In addition, it offers commercial business loans, such as loans to finance accounts receivable, inventory, equipment, and operating lines of credit, which include agricultural production and equipment loans. As of June 30, 2020, the company operated 45 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.