SFST: Southern First Bancshares, Inc. - Summary | Jitta

Southern First Bancshares, Inc.

NASDAQ:SFST

Price
$40.90
Loss Chance
43.7%
6.12JITTA SCORE
24.62%Under Jitta Line
Jitta Ranking
179 / 329
299 / 731
881 / 4,286
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (50)
Recent Business Performance (42)
Financial Strength (90)
Return to Shareholders (40)
Competitive Advantage (67)
Jitta Signs
Revenue and EarningConsistent Growth in the past 5 years
Operating MarginExpansion
SG&A to SalesDecreasing
Total DepositConsistent Growth
Net Interest MarginEfficiency
Recent Business PerformanceEarning decline 68.20% in the last quarter (yoy)
Loan to DepositAggressive
Key Stats
Jitta Score
Jitta Line
6.12
24.62%
5.97
> 1,000%
5.20
941.95%
Regional Banks
7.17
52.46%
7.19
28.45%
7.57
38.74%
COMPANY DESCRIPTION
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. It accepts various deposit products that include checking accounts, commercial checking accounts, savings accounts, and other time deposits, including daily money market accounts and long-term certificates of deposit. The company’s loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, it provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company operates through ten retail offices located in Greenville, Columbia, and Charleston; two retail offices located in Raleigh and Greensboro markets; and one retail office located in Atlanta. Southern First Bancshares, Inc. was founded in 1999 and is headquartered in Greenville, South Carolina.