SFST: Southern First Bancshares, Inc. - Summary | Jitta

Southern First Bancshares, Inc.

NASDAQ:SFST

Price
$27.04
Loss Chance
44.2%
4.50JITTA SCORE
57.37%Under Jitta Line
Jitta Ranking
316 / 366
561 / 758
2,510 / 5,155
Grow your money with Jitta Ranking. See details.
HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (27)
Recent Business Performance (31)
Financial Strength (90)
Return to Shareholders (41)
Competitive Advantage (48)
Jitta Signs
Total DepositConsistent Growth
Revenue and EarningEarning decline from 2019-2022
Operating MarginDeclined
Recent Business PerformanceEarning decline 62.66% in the last quarter (yoy)
SG&A to SalesIncreasing
Loan to DepositAggressive
Key Stats
Jitta Score
Jitta Line
4.50
57.37%
5.86
20.59%
4.88
179.47%
Regional Banks
7.95
51.76%
7.45
48.41%
7.63
59.16%
COMPANY DESCRIPTION
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.