PFBC: Preferred Bank - Summary | Jitta

Preferred Bank

NASDAQ:PFBC

Price
$62.34
Loss Chance
43.4%
7.59JITTA SCORE
64.02%Under Jitta Line
Jitta Ranking
3 / 359
3 / 753
5 / 5,063
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (65)
Recent Business Performance (86)
Financial Strength (93)
Return to Shareholders (78)
Competitive Advantage (82)
Jitta Signs
Revenue and EarningConsistent Growth in the past 5 years
Recent Business PerformanceEarning Growth Last Year
Operating MarginConsistent
Return on EquityConsistently High
Dividend PayoutIncreasing Every Year
Share RepurchaseEvery Year
CapExVery Low
SG&A to SalesDecreasing Every Year
Total DepositConsistent Growth
Loan to DepositHigh Efficiency
Net Interest MarginHigh Efficiency
Key Stats
Jitta Score
Jitta Line
7.59
64.02%
5.84
10.72%
4.88
125.26%
Regional Banks
7.06
63.18%
7.07
63.87%
7.56
55.03%
COMPANY DESCRIPTION
Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; and commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and SBA loans. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, and bills purchase programs. Further, it provides various high-wealth banking services to wealthy individuals residing in the Pacific Rim area; and remote deposit capture, bill pay, treasury management, and internet and mobile banking services. Additionally, the company offers various banking services to physicians, accountants, attorneys, business managers, and other professionals; and safe deposit boxes, account reconciliation, courier service, and cash management services to the manufacturing, service, and distribution companies. The company was incorporated in 1991 and is headquartered in Los Angeles, California.