PBHC: Pathfinder Bancorp, Inc. - Summary | Jitta

Pathfinder Bancorp, Inc.

NASDAQ:PBHC

Price
$13.60
Loss Chance
50.8%
3.33JITTA SCORE
786.02%Over Jitta Line
Jitta Ranking
322 / 322
675 / 701
3,724 / 4,228
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (9)
Recent Business Performance (30)
Financial Strength (84)
Return to Shareholders (23)
Competitive Advantage (19)
Jitta Signs
Total DepositConsistent
Loan to DepositEfficiency
Net Interest MarginHigh Efficiency
Revenue and EarningEarning loss detected in 2025
Operating MarginDeclined
Recent Business PerformanceEarning decline 244.83% in the last quarter (yoy)
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
3.33
786.02%
6.39
296.03%
5.47
185.74%
Regional Banks
8.13
44.08%
7.19
30.19%
7.41
26.27%
COMPANY DESCRIPTION
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company’s deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.