OZK: Bank OZK - Summary | Jitta

Bank OZK

NASDAQ:OZK

Price
$21.32
Loss Chance
42.7%
6.29JITTA SCORE
49.25%Under Jitta Line
Jitta Ranking
115 / 328
229 / 727
643 / 4,159
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (42)
Recent Business Performance (32)
Financial Strength (95)
Return to Shareholders (66)
Competitive Advantage (62)
Jitta Signs
Revenue and EarningConsistent Growth in the past 5 years
Dividend PayoutIncreasing Every Year
CapExVery Low
Total DepositConsistent Growth
Net Interest MarginHigh Efficiency
Recent Business PerformanceEarning decline 54.65% in the last quarter (yoy)
Loan to DepositAggressive
Key Stats
Jitta Score
Jitta Line
6.29
49.25%
5.92
321.19%
5.14
261.90%
Regional Banks
6.98
55.40%
6.34
44.33%
8.39
55.82%
COMPANY DESCRIPTION
Bank OZK provides various retail and commercial banking services. The company accepts various deposit products, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. It also offers real estate, consumer and small business, indirect consumer RV and marine, commercial and industrial, government guaranteed, agricultural, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. The company also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, retirement accounts, and corporate trust services. In addition, it offers automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Further, the company is involved in the provision of real estate appraisals; ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of June 30, 2020, it operated approximately 250 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Alabama, South Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.