OZK: Bank OZK - Summary | Jitta

Bank OZK

NASDAQ:OZK

Price
$40.85
Loss Chance
41.9%
6.86JITTA SCORE
16.37%Over Jitta Line
Jitta Ranking
188 / 328
318 / 738
728 / 4,522
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (59)
Recent Business Performance (97)
Financial Strength (93)
Return to Shareholders (68)
Competitive Advantage (70)
Jitta Signs
Dividend PayoutIncreasing Every Year
CapExVery Low
Total DepositConsistent Growth
Loan to DepositHigh Efficiency
Net Interest MarginHigh Efficiency
Revenue and EarningRevenue decline from 2017-2020
Operating MarginDeclined
Recent Business PerformanceEarning decline 30.02% in the last year
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
6.86
16.37%
6.42
> 1,000%
5.49
831.89%
Regional Banks
7.94
41.43%
7.77
29.87%
8.42
26.68%
COMPANY DESCRIPTION
Bank OZK provides various retail and commercial banking services. The company accepts various deposit products, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. It also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. The company also provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. In addition, it offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Further, the company provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2020, it operated approximately 250 offices in Arkansas, Georgia, Florida, North Carolina, Texas, South Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.