OSBC: Old Second Bancorp, Inc. - Summary | Jitta

Old Second Bancorp, Inc.

NASDAQ:OSBC

Price
$20.51
Loss Chance
44.6%
6.25JITTA SCORE
66.92%Over Jitta Line
Jitta Ranking
224 / 322
404 / 701
1,289 / 4,228
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (48)
Recent Business Performance (52)
Financial Strength (94)
Return to Shareholders (65)
Competitive Advantage (67)
Jitta Signs
Revenue and EarningConsistent
Dividend PayoutIncreasing Every Year
CapExVery Low
Total DepositConsistent
Loan to DepositBalanced
Operating MarginDeclined
Recent Business PerformanceEarning decline 17.65% in the last year
Key Stats
Jitta Score
Jitta Line
6.25
66.92%
6.39
296.03%
5.47
185.74%
Regional Banks
8.13
44.08%
7.19
30.19%
7.41
26.27%
COMPANY DESCRIPTION
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.