MCBS: MetroCity Bankshares, Inc. - Summary | Jitta

MetroCity Bankshares, Inc.

NASDAQ:MCBS

Price
$32.78
Loss Chance
42.3%
7.85JITTA SCORE
70.65%Over Jitta Line
Jitta Ranking
188 / 321
344 / 701
969 / 4,218
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (59)
Recent Business Performance (83)
Financial Strength (96)
Return to Shareholders (85)
Competitive Advantage (85)
Jitta Signs
Operating MarginConsistent
Return on EquityConsistently High
Dividend PayoutIncreasing Every Year
CapExVery Low
Total DepositConsistent Growth
Net Interest MarginEfficiency
Revenue and EarningRevenue decline from 2022-2025
Recent Business PerformanceEarning decline 1.65% in the last year
Loan to DepositVery Aggressive
Key Stats
Jitta Score
Jitta Line
7.85
70.65%
6.38
82.37%
5.48
87.05%
Regional Banks
8.11
43.70%
7.32
37.90%
7.31
29.53%
COMPANY DESCRIPTION
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier’s checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.