FUNC: First United Corporation - Summary | Jitta

First United Corporation

NASDAQ:FUNC

Price
$15.80
Loss Chance
43.2%
7.24JITTA SCORE
78.88%Under Jitta Line
Jitta Ranking
310 / 366
549 / 758
2,412 / 5,155
Grow your money with Jitta Ranking. See details.
HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (72)
Recent Business Performance (65)
Financial Strength (84)
Return to Shareholders (72)
Competitive Advantage (69)
Jitta Signs
Revenue and EarningConsistent Growth in the past 3 years
Operating MarginExpansion
Dividend PayoutIncreasing Every Year
Share RepurchaseEvery Year
SG&A to SalesDecreasing Every Year
Total DepositConsistent Growth
Loan to DepositEfficiency
Net Interest MarginHigh Efficiency
Recent Business PerformanceEarning decline 23.06% in the last quarter (yoy)
Key Stats
Jitta Score
Jitta Line
7.24
78.88%
5.86
20.59%
4.88
179.47%
Regional Banks
7.95
51.76%
7.45
48.41%
7.63
59.16%
COMPANY DESCRIPTION
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, and money market deposit accounts, as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the insured cash sweep program including multi-million-dollar savings and demand deposits to municipalities, businesses, and consumers; and treasury management, cash sweep, and various checking services. In addition, the company provides trust services, which includes personal trust, investment agency accounts, charitable trusts, retirement accounts including IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning; and insurance products, brokerage services, and safe deposit and night depository facilities. First United Corporation was incorporated in 1984 and is headquartered in Oakland, Maryland.