EFSI: Eagle Financial Services, Inc. - Summary | Jitta

Eagle Financial Services, Inc.

NASDAQ:EFSI

Price
$37.90
Loss Chance
42.3%
7.03JITTA SCORE
109.67%Over Jitta Line
Jitta Ranking
178 / 322
329 / 701
925 / 4,228
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (60)
Recent Business Performance (97)
Financial Strength (89)
Return to Shareholders (68)
Competitive Advantage (62)
Jitta Signs
Dividend PayoutIncreasing Every Year
CapExVery Low
Total DepositConsistent Growth
Loan to DepositHigh Efficiency
Net Interest MarginEfficiency
Revenue and EarningRevenue decline from 2022-2025
Operating MarginDeclined
Recent Business PerformanceEarning decline 61.89% in the last year
New Share IssuedMore than 50% in 5 years
SG&A to SalesIncreasing
Key Stats
Jitta Score
Jitta Line
7.03
109.67%
6.39
296.03%
5.47
185.74%
Regional Banks
8.13
44.08%
7.19
30.19%
7.41
26.27%
COMPANY DESCRIPTION
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company’s deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, marine lending, and consumer lending, as well as secured and unsecured consumer loans, including personal installment loans, personal lines of credit, automobile loans, and credit card loans. In addition, the company offers advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. Further, it provides debit cards; fiduciary services; online bill payment services; and telephone, internet, and mobile banking services. It operates through full-service branches, loan production offices, wealth management offices, and drive-through only facility. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.