COFS: ChoiceOne Financial Services, Inc. - Summary | Jitta

ChoiceOne Financial Services, Inc.

NASDAQ:COFS

Price
$30.36
Loss Chance
42.2%
6.61JITTA SCORE
36.02%Over Jitta Line
Jitta Ranking
102 / 329
167 / 731
443 / 4,288
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (67)
Recent Business Performance (88)
Financial Strength (94)
Return to Shareholders (47)
Competitive Advantage (54)
Jitta Signs
Dividend PayoutIncreasing Every Year
Total DepositConsistent Growth
Loan to DepositEfficiency
Net Interest MarginEfficiency
Revenue and EarningRevenue decline from 2016-2019
Operating MarginDeclined
Recent Business PerformanceEarning decline 4.91% in the last year
New Share IssuedMore than 50% in 5 years
SG&A to SalesIncreasing Every Year
Key Stats
Jitta Score
Jitta Line
6.61
36.02%
5.98
> 1,000%
5.21
956.76%
Regional Banks
7.17
52.10%
7.33
30.58%
7.57
38.01%
COMPANY DESCRIPTION
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank and Lakestone Bank & Trust that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, checking, and demand deposits, as well as certificates of deposit. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 33 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, and St. Clair counties, Michigan. The company was founded in 1898 and is headquartered in Sparta, Michigan.