COFS: ChoiceOne Financial Services, Inc. - Summary | Jitta

ChoiceOne Financial Services, Inc.

NASDAQ:COFS

Price
$31.60
Loss Chance
41.2%
7.34JITTA SCORE
0.41%Over Jitta Line
Jitta Ranking
60 / 321
99 / 702
206 / 4,216
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (70)
Recent Business Performance (100)
Financial Strength (91)
Return to Shareholders (70)
Competitive Advantage (68)
Jitta Signs
Dividend PayoutIncreasing Every Year
CapExVery Low
SG&A to SalesDecreasing
Total DepositConsistent Growth
Loan to DepositBalanced
Net Interest MarginHigh Efficiency
Revenue and EarningRevenue decline from 2022-2025
Recent Business PerformanceEarning decline 7.02% in the last year
New Share IssuedMore than 50% in 5 years
Key Stats
Jitta Score
Jitta Line
7.34
0.41%
6.38
96.78%
5.48
77.89%
Regional Banks
8.11
45.02%
7.31
29.71%
7.47
40.88%
COMPANY DESCRIPTION
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.