601328: Bank of Communications Co., Ltd. - Summary | Jitta

Bank of Communications Co., Ltd.

CHN:601328

Price
CN¥6.80
Loss Chance
44.1%
5.61JITTA SCORE
14.79%Over Jitta Line
Jitta Ranking
26 / 42
36 / 119
396 / 5,259
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (48)
Recent Business Performance (49)
Financial Strength (87)
Return to Shareholders (35)
Competitive Advantage (48)
Jitta Signs
Operating MarginExpansion
Dividend PayoutEvery year
SG&A to SalesDecreasing
Total DepositConsistent Growth
Loan to DepositEfficiency
Revenue and EarningRevenue decline from 2022-2025
Recent Business PerformanceEarning decline 14.01% in the last year
Net Interest MarginLow Efficiency
Key Stats
Jitta Score
Jitta Line
5.61
14.79%
5.98
1.40%
5.04
278.82%
Diversified Banks
5.40
20.56%
5.99
3.77%
7.04
6.90%
COMPANY DESCRIPTION
Bank of Communications Co., Ltd. provides commercial banking products and services in China and internationally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services. In addition, the company offers corporate structured deposit and corporate certificate of deposit; corporate cash management; industrial chain finance program comprising prepayment financing, inventory financing, accounts receivable financing and accounts payable financing; syndicated loans; corporation overdraft; investment banking services; and offshore banking services. Further, the company provides bond account activation, bond distribution, and transaction services; related bond escrow and settlement, pledge registration, and principal and interest payment services; training and consulting services for cooperative banks; cross-border inter-bank payments system services; consignment sales of precious metal products; bond underwriting distribution; third party bond depository services; bank derivatives transfer; b-share transfer; bank-futures transfer; standard warehouse warrant pledged financing; institutional investment consulting, wealth management, and insurance services; and clearing and settlement services for future markets. The company was founded in 1908 and is headquartered in Shanghai, the People’s Republic of China.