002807: Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. - Summary | Jitta

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

CHN:002807

Price
CN¥4.49
Loss Chance
40.5%
7.03JITTA SCORE
14.62%Under Jitta Line
Jitta Ranking
11 / 42
12 / 120
105 / 5,268
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (71)
Recent Business Performance (78)
Financial Strength (84)
Return to Shareholders (64)
Competitive Advantage (64)
Jitta Signs
Revenue and EarningConsistent
Operating MarginExpansion
Dividend PayoutIncreasing Every Year
CapExVery Low
SG&A to SalesDecreasing
Total DepositConsistent Growth
Loan to DepositEfficiency
Key Stats
Jitta Score
Jitta Line
7.03
14.62%
5.98
5.74%
5.07
159.50%
Regional Banks
6.61
36.40%
7.11
18.32%
6.50
44.38%
COMPANY DESCRIPTION
Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. provides various personal and corporate banking products and services in China. The company operates through three segments: Corporate Business, Personal Business, and Treasury Business. It offers fixed, current, smart, notice, time, and demand deposits, as well as deposit certificates; gold, mortgage, and personal business and consumption loans; business operating, project, syndicated, agricultural, fund pool, auction, commercial property, revolving, technology, and green energy loans; and corporate finance. The company also provides citizen, debit, and credit cards; international remittance, foreign currency exchange and settlement, and clean collection; and agency funds, precious metal sales, and third-party custody services. In addition, it offers letter of credit, documentary and clean collection, packaged loans, export bill purchase, forfaiting, export invoice financing, offshore non-financing guarantee, credit insurance, import bill purchase, import payment, and bill pledge financing; and cross border RMB business, online and mobile banking, Wechat bank, golden neighborhood, convenient services, points mall, cashier services, and micro finance products. Further, the company offers transactional financial instruments, bond investment, repurchase and resale bond business, and interbank lending business. Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. was founded in 2001 and is headquartered in Jiangyin, China.