SYF: Synchrony Financial - Summary | Jitta

Synchrony Financial

NYSE:SYF

Price
$39.92
Loss Chance
43.6%
5.07JITTA SCORE
44.60%Under Jitta Line
Jitta Ranking
307 / 743
1,250 / 4,938
Grow your money with Jitta Ranking. See details.
HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (23)
Recent Business Performance (33)
Financial Strength (52)
Return to Shareholders (90)
Competitive Advantage (63)
Jitta Signs
Revenue and EarningConsistent High Growth in the past 3 years
Return on EquityConsistently High
Dividend PayoutIncreasing Every Year
Share RepurchaseEvery Year
CapExVery Low
Total DepositConsistent
Net Interest MarginHigh Efficiency
Operating MarginDeclined
Recent Business PerformanceEarning decline 14.70% in the last year
SG&A to SalesIncreasing
Loan to DepositVery Aggressive
Key Stats
Jitta Score
Jitta Line
5.07
44.60%
4.84
68.35%
Consumer Finance
4.84
66.36%
5.12
42.76%
5.99
70.53%
COMPANY DESCRIPTION
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.