PFSI: PennyMac Financial Services, Inc. - Summary | Jitta

PennyMac Financial Services, Inc.

NYSE:PFSI

Price
$85.87
Loss Chance
50.9%
3.18JITTA SCORE
79.98%Over Jitta Line
Jitta Ranking
463 / 743
2,004 / 4,938
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HISTORICAL JITTA SCORE
Jitta Factors
Growth Opportunity (37)
Recent Business Performance (33)
Financial Strength (42)
Return to Shareholders (44)
Competitive Advantage (46)
Jitta Signs
Dividend PayoutIncreasing Every Year
Share RepurchaseEvery Year
CapExVery Low
Cash Conversion CycleLess than 30 days
Revenue and EarningRevenue decline from 2020-2023
Operating MarginDeclined
Recent Business PerformanceEarning decline 42.58% in the last year
Key Stats
Jitta Score
Jitta Line
3.18
79.98%
4.84
68.35%
Commercial and Residential Mortgage Finance
4.29
50.96%
4.96
40.16%
4.15
74.51%
COMPANY DESCRIPTION
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.